Of course, it is allowed to close down, not only Zhongyuan Bank, but also all commercial banks. Now, after bankruptcy, the insurance company is responsible for compensation for deposits within 5, yuan.

Zhongyuan Bank is also a bank, and its ability to resist risks is still very strong. We haven't heard the news that it will go bankrupt, so don't pass it on.

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1. Is Zhongyuan Bank reliable?

Zhongyuan Bank is a regular bank. Zhongyuan Bank, the full name of which is Zhongyuan Bank Co., Ltd., is a joint-stock commercial bank with its head office located in Zhengzhou City, Henan Province. Mainly engaged in deposits and loans, trade financing, remittance, liquidation, industrial and commercial loans, syndicated loans, import and export bills, China business consulting and financing, securities business and gold trading brokerage services and insurance agents.

Second, the loan conditions of Zhongyuan Bank

Personal loan conditions:

1. China citizens with fixed residence, permanent residence or valid residence certificate, under the age of 65 (inclusive) and full civil capacity at the place where the loan bank is located;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and have no bad credit record;

4. It can provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose complies with relevant regulations;

6. Open a personal settlement account with Zhongyuan Bank;

7. Other conditions stipulated by Zhongyuan Bank.

III. Relevant requirements for Zhongyuan Bank guarantee:

1. Depositors have the right to ask the deposit insurance fund management institution to use the deposit insurance fund to repay the insured deposits when the following circumstances occur: the deposit insurance fund management institution acts as the takeover organization of the insurance institution; The deposit insurance fund management institution carries out the liquidation of the cancelled insurance institution; The people's court ruled to accept the bankruptcy application of the insurance institution; Other circumstances approved by the State Council.

2. Insured deposits include RMB deposits and foreign currency deposits absorbed by insurance institutions. However, the interbank deposits of financial institutions, the deposits of senior managers of insurance institutions in this insurance institution and other deposits that are not insured as stipulated by the deposit insurance fund management institution are excluded.