According to Qin Shang's inquiry. Yuexiang Village is a time deposit, and Yuexiang Village is a savings deposit issued by Bank of Zhengzhou. Product 1 10,000 yuan, increased by 1000 yuan, which is higher than ordinary time deposit and belongs to normal deposit. Time deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance and pay the interest and principal in one lump sum after maturity.