Buying a fund is generally one yuan, and the minimum subscription is 1 ,000 yuan, or a multiple of 1 ,000 yuan. Generally, 200 yuan/month is required for fixed investment; Minimum 100 sheets. Buying a fund is self-financing, and bond funds can basically protect their capital for more than one year. Good varieties can expect income 15%. Bond funds refer to funds that invest 80% in bonds. Equity funds refer to funds that invest 60% in stocks. The difference between the two lies in the difference between risk and return. Stock funds have risks and benefits. The risk of bond funds is relatively small, and of course the income is also small. . . Mainly depends on the investor's investment purpose and risk-taking ability. Beginners buy funds (quoted from the head of the delegation) 1. Bank subscription: it is the worst way to buy and sell funds: front-end fee 1.5%, redemption fee 0.5%, and back-end fee about 2%. However, if it is held for less than half a year, the redemption fee is charged year by year. Generally, there is no redemption fee for holding for more than three years. Each bank can probably buy 100 kinds of funds, and the money will arrive in 4-7 days, which takes a long time. Maybe the market has changed and you want to reapply, but the money hasn't arrived yet. This is the worst way to buy and sell funds.

Two. Go directly to the fund company to purchase from the Internet: 1.5% of the subscription fee can be discounted by 60%, and the redemption fee is 0.5%. Each fund company can buy its own fund and register several fund companies online. When opening an online bank, it takes 4-7 days for the money to arrive at the account when it is redeemed, which takes a long time. Maybe the market has changed and you want to reapply, but the money hasn't arrived yet. It is troublesome to open online banking and register a number of fund companies online, which is a poor way to buy and sell funds.

Three. Open a securities account and apply online at home without going to the bank. Some securities companies say that we have preferential policies for buying funds: the subscription fee is 0.3% and the redemption fee is 0.3%. Funds make choices according to their risk tolerance. Investors with high risk tolerance can pay attention to index funds, and those without risk tolerance can pay attention to bond funds. The best variety this year is Dongfang Stable. No matter what kind of investment tool, only the one that suits you is the best. The same is true of investment funds. Investment funds should consider the medium and long term, preferably three to five years or even longer. When investors consider investing, it is best to first determine the period during which funds can be used.