The amount of provident fund loan in Bozhou City depends on the applicant's salary and deposit base. Generally speaking, the loan amount is a certain proportion of the average monthly salary multiplied by the deposit period.

provident fund loan refers to the way of borrowing by depositing provident fund as the source of repayment. Bozhou provident fund loan amount is determined according to the applicant's past deposit time, deposit amount and salary level. There are two main types of housing provident fund loans for employees in Bozhou City, including commercial personal housing mortgage loans and housing provident fund loans. For the property buyers in Bozhou, generally speaking, the loan amount of its banks is not too high, but it can be appropriately adjusted according to the deposit base, repayment ability and purchase type. Take a bank in Bozhou as an example, the amount of provident fund loans is as follows: after the applicant's salary is converted into the average monthly salary, the amount of loans can range from 5% to 8% of the average monthly salary. The specific value can be calculated according to different deposit years and the base of the applicant's deposit of provident fund. In addition, Bozhou also has some policy support and preferential measures aimed at improving the purchasing power of property buyers. For example, great efforts have been made in the down payment of house purchase, and there are also preferential loan interest rates.

under what circumstances can I apply to increase the amount of provident fund loans? Bozhou employees can theoretically increase the amount of provident fund loans after providing relevant certification materials such as the balance of provident fund loans, personal and spouse income and family assets. However, the specific application process and conditions should be handled in accordance with local policies and regulations.

The amount of the loan of Bozhou provident fund mainly depends on the specific situation of the applicant, such as the average monthly salary, the deposit base, the deposit period and other factors. In the process of applying for provident fund loans, we should strictly abide by the relevant regulations and procedures, and provide enough proof materials as far as possible to obtain a larger loan. If you have any questions or doubts, you can go to Bozhou Housing Provident Fund Management Center for consultation.

Legal basis:

Article 6 of the Regulations on the Administration of Housing Provident Funds, the deposit and loan interest rates of housing provident funds are proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.