1. Yu 'ebao is a cash-plus-cash Internet financial product launched by Taobao. It is a monetary fund investment, and it is the operation, income and distribution of Tian Hong Fund. The daily rate of return of money fund operation is different, and the current rate of return is slightly higher than 6%. From some time ago, the annualized income was generally between 6.2% and 6.7%. Last month, the average daily income of ten thousand yuan was 1.65. There has been a downward trend in recent times. The daily income of 10 thousand yuan is about 1.6. On March 2, the income fell below 6%; On March 3, the yield was 5.9280%; 5.8950% on March 4th; The daily income of ten thousand yuan is 1.5429 yuan; March 5th is 1.545438+0 1.

2. Monetary fund operation: fund companies obtain income through various investment portfolios and allocate fund shares. Monetary fund is an open-end fund. According to the types of financial products invested by open-end funds, open-end funds can be divided into four basic types: stock funds, hybrid funds, bond funds and monetary funds. The first two belong to the capital market, and the latter is the money market. The money fund mainly invests in bonds with a remaining maturity of less than 397 days (including 397 days), central bank bills with a maturity of less than one year (including one year), bond repurchases, bank time deposits, certificates of deposit, cash and other liquid money market instruments. Also known as "quasi-savings product", its main features are "worry-free principal, convenient demand, regular income, diary income and monthly dividend"