Judging from the interest rate of Xiaoying Card, China stipulates that the annual interest rate of more than 36% belongs to usury, and the monthly interest rate of Xiaoying Card loan is 0.67%. After the loan is successful, a handling fee of 2% and a service fee of 1. 1- 1.23% are required. This interest rate is within the scope of legal protection. Where is the most reliable and direct loan? Moreover, compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend. However, when applying for online loans, we should pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.
Xiaoying credit card loan focuses on helping borrowers maintain their credit. As a user's credit charging treasure, it has the characteristics of high quota, low interest rate and flexible repayment period, which can effectively balance the repayment pressure of users. In order to meet the financial needs of the new generation in China, Xiaoying Technology, which has been committed to providing diversified financial services for the middle class, has launched its credit card balance compensation product-Xiaoying Card Loan, which is open to credit card people aged 20-55, focusing on young people under 35 and providing them with credit card consumption installment services. Subsequent small win card loans have gradually developed into a credit installment consumption service platform that provides comprehensive services for the new middle class, serving the young new middle class.
Does anyone know, please give me an answer, thank you