1. The unit manager (with the original ID card) shall go to the counter of the management department or the entrusted bank outlet with the following materials.

Original of the applicant's "identity card"

Fill in the Application Form for Purchase of Commercial Housing and Withdrawal of Housing Provident Fund within the Administrative Region of Beijing.

The online signing contract number and password filled in the form refers to the purchase contract number and password that the applicant or the applicant's spouse has filed in the signing system on the website of Beijing Municipal Commission of Housing and Urban-Rural Development since 2009.

If the contract number and password cannot be provided, the house ownership certificate number or real estate license number should be filled in, and the original unified invoice or deed tax payment certificate for the sale of real estate should be provided.

2. Spouse withdrawal: Both husband and wife can withdraw the housing accumulation fund first by either party.

If the buyer fails to take it out, the spouse shall provide the original and photocopy of the marriage certificate 1 copy in addition to the above materials.

If you need to verify the information, the applicant is not the owner of the house, and you need to provide the ID number of the purchaser.

The buyer has taken it, and the spouse only needs to provide the original ID card, the original marriage certificate and a copy of 1 when taking it.

Fill in the "Application Form for Non-first Withdrawal of Housing Provident Fund from the Same Housing"

This paper introduces the process of housing provident fund loan to buy a house:

I. Processing conditions

Have a legal and valid identity

Have full capacity for civil conduct.

Have a stable occupation and income, good credit status, and the ability to repay the principal and interest of the loan.

Purchase, construction, renovation and overhaul of owner-occupied housing

With the purchase, construction, renovation and overhaul of owner-occupied housing contracts or related documents.

Meet the deposit conditions of housing provident fund for the loan specified by the client.

Provide customer-approved guarantee.

Neither the borrower's husband nor wife has outstanding housing provident fund loans or housing provident fund policy discount loans.

Meet other conditions stipulated by the client.

In addition to the above conditions, applicants for housing provident fund loans shall also meet one of the following three conditions:

1. The loan applicant shall, in principle, set up a housing provident fund account for more than 12 months (inclusive) when purchasing policy-oriented housing approved by government departments.

Housing provident fund should be paid in full for 6 months before applying for a loan, and it is paid when applying for a loan.

2. Loan applicants who purchase non-policy housing should, in principle, pay the housing provident fund in full 12 months before applying for a loan, and be in the state of payment when applying for a loan.

3. The loan applicant is a retired employee who paid the housing provident fund during his working period.

II. Place and time limit for acceptance

1, handling place

In addition to the designated housing provident fund personal loan project, the loan applicant can choose the loan handling department independently according to his own actual situation.

In principle, the outer suburb management department will handle the loan business for the loan applicant who has paid in the outer suburb management department and purchased the house in the same outer suburb.

The above-mentioned loan handling departments refer to loan centers (including their loan outlets) and suburban management departments, and urban management departments have no personal loan business of housing provident fund.

2. Acceptance time

The lending time varies according to the nature of the house, the guarantee method and whether it is a combined loan.

Third, processing materials.

Reference: List of materials needed to apply for housing provident fund personal housing loan.

Fourth, the handling process

The following is the flow chart of personal loan for housing provident fund:

There are usually two loan links that need your participation: preliminary examination and face-to-face signing:

(1) Preliminary review

The loan handling department accepts your application for provident fund loan, reviews the application materials and loan qualifications, and initially determines your loan amount, term and other information.

(2) Interview

After you have been approved by the loan handling department, you need to go through the loan signing and related procedures at the time and place notified by telephone.

Verb (abbreviation for verb) processing time

Monday to Friday from 9: 00 a.m. to 5: 00 p.m. (except statutory holidays)

The above information comes from: housing provident fund loan application