1. The general dividend yield is relatively high, and dividends are paid every year. The interest rate of general funds is lower.

2. High dividend funds are also called dividend index funds, which are mainly based on high cash dividend rate and stable dividends. However, the general fund focuses on medical devices, factory machines and other projects. The dividend interest rate is not as high as the high dividend, and the dividend is not very stable, which will fluctuate with the value of the focused project.