Units and individuals that meet the relevant standards of 10,000 yuan and below:
(1) Its net assets are not less than 6,543,800 yuan;
(2) Individuals whose financial assets are not less than 3 million yuan or whose average annual income in the last three years is not less than 500,000 yuan.
The financial assets mentioned in the preceding paragraph include bank deposits, stocks, bonds, fund shares, asset management plans, bank wealth management products, trust plans, insurance products, futures rights and interests, etc.
1. What is a private equity fund?
Compared with Public Offering of Fund, private equity funds simply refer to investment funds that are targeted at specific high-net-worth people (the initial investment of the fund is 654.38+0 million after being certified by qualified investors) and invested by specific private equity institutions in stocks, equity, bonds, futures, options, fund shares and other investment targets (such as works of art, wine, etc.). ) stipulated in the investment contract, referred to as private equity fund.
2. What are the requirements for private equity investment?
1, legal requirements for private equity investment
According to the new regulation on the supervision and management of private investment funds (1), before introducing private investment funds to investors, the fund-raising institutions should evaluate investors' risk identification ability and risk-taking ability by means of questionnaires.
(2) A fundraising institution shall require investors to make a written commitment to meet the standards of qualified investors;
(3) The validity period of the evaluation result of the investor's quota shall not exceed 3 years at the longest. When the fundraising mechanism recommends private equity funds to investors after the deadline, it needs to re-evaluate investor risks;
(4) If the investor of the same private equity fund product has held it for more than 3 years, there is no need to conduct investor risk assessment again;
(5) When the investor's risk-taking ability changes significantly, he can take the initiative to apply for re-evaluation of his risk-taking ability. According to the regulations, qualified investor certification is required before purchasing private equity funds.
3. What indicators do private equity fund purchase decisions need to look at?
Mainly look at the following six points.
1. Fund establishment time: more than 3 years.
2. Maximum withdrawal amount: moderate.
3. The latest net value of the fund: medium
4. annualized income of the fund: it is best to look at the last three years, and the higher the better.
5. Fund company: large scale, high score and leading income.
6. Fund manager: long term, high star rating and leading income.