What kind of fund is suitable for long-term holding?
1. Good long-term performance and sustainable performance.
Long-term investment can not simply choose products blindly according to short-term performance, but can screen fund products through long-term performance, investment style and principles, corporate governance and so on.
2. The industry is easy to make money
As the saying goes, men are afraid of entering the wrong line, and women are afraid of marrying the wrong person. The same is true of investment. Choose the right industry, smooth sailing, choose the wrong industry. Some industries are inherently easy to make money, such as consumer and pharmaceutical-related industries. These two industries are also the best rising industries. These two industries are easy to make money in A shares and are suitable for long-term allocation.
3, in line with investors' risk preferences.
Investors should choose funds according to their risk preference, especially the assets with high volatility are not suitable for long-term investment, because few investors have strong enough psychological endurance to calmly cope with the short-term large withdrawal. Such investors are suitable for choosing stable products and can insist on long-term investment.
To sum up, funds suitable for long-term investment not only have good long-term performance, but also meet their own risk preferences. However, the fund's long-term investment has not stagnated. If the investor's risk tolerance is improved or reduced, it is necessary to consider whether to hold it for a long time or pay attention to the change of fund managers. If the fund manager is changed, the investment style may change, and we also need to pay attention to it. Or look for a better product in the same type of fund and consider whether to replace it.