Simply put, there are stock type, hybrid type, debt type, currency type, capital preservation type, LOF/ETF, QDLL, innovative type and so on. , mainly according to different investment objectives, different expected returns and different risks.

Debt type, currency type, capital preservation type, mainly investing in low-yield bonds and currencies. The income is better than the current deposit,

Compared with investing in the stock market, the proportion of stock type is larger, and it can obtain greater benefits, and of course it has to bear greater risks.

Hybrid means investing in stocks and others, and fund companies will set a ratio to allocate funds. In fact, any type of fund is generally mixed and will invest in multiple industries, but the relative proportion and bias are different.

LOF/ETF is a tradable fund, which is actually equivalent to stocks.

As the name implies, innovation is a new type of fund developed by fund companies.

Personal investment can be simply understood above, and it will not be as long and complicated as a textbook.