2. Affirm first and then deny. When friends borrow money from you, don't say no with your mouth open. This is too hurtful. Show understanding first, and understand that a friend wants to borrow money as a last resort. Later, people will find out why they need money, indicating that their current economic situation is not very rich. At present, you can't lend the money to the other party, so that the other party can understand and then retreat.
3. Use hints to refuse. When a friend asks for a loan, in order not to be emotional, try not to strike up a conversation, such as "I have something to do now, Mashan is going out for a while, and I'll talk about it when I come back." "I'm busy now. I'll find you later."
4. Change the subject suddenly. After a friend offers a loan, if he doesn't want to lend him money, he needs to consciously avoid this topic immediately and forcibly attract the topic to other things. Doing so can not only reduce the embarrassment of the other party, but also gradually reduce the psychology of borrowing money from you, so as to achieve the purpose of euphemistic refusal.
5. transfer the target. When a friend offered to borrow some money, he didn't want to lend it to him. I need to explain why I also need money, and I am also eager to help my friend analyze people who may help him solve his difficulties. In this way, the other party will not be angry because you didn't lend him money, but will thank you for your concern and help.
When a friend comes to borrow money, if we are sure that the other person is our real friend, we really have spare money at hand now. After borrowing it, it is better to borrow it without hurting the bones. After all, as the old saying goes, it is better to save the poor than to save the emergency.