In the four major state-owned banks, most tellers in the past were actually informal employees employed by banks, that is to say, they were not internal employees. In addition to wages, tellers also have holiday fees and enjoy housing provident fund, which is almost lower than that of regular employees. However, due to the limited resources of fresh graduates, the internal personnel flow more and more, with 70% of the regular staff at the counter, the number of dispatched staff decreased, and the requirements for academic qualifications gradually increased. The four major state-owned banks basically only recruit fresh graduates from one institution as regular employees. Another bank grass-roots manager expressed sympathy for the situation of tellers, whose income is lower than that of regular employees, but their labor intensity is usually higher than that of regular employees. Banks such as ICBC and CCB will raise the salary level of employees after the share reform and listing. It is estimated that the income of tellers will also rise, but the increase will not be too big.

The bank teller's salary basically includes three parts: basic salary+performance salary (or bonus)+business commission (the commission charged by the bank according to the teller's monthly business transaction, turnover, consignment of wealth management products, etc.). The basic salary of each bank is usually between 3,000 yuan and 5,000 yuan. Everyone's technical level, length of service and education are different, and the salary they get will be different.

Commercial commission

Performance pay is roughly the same as the basic salary, or slightly more. Together, these two kinds of wages are the most important part of the monthly salary of most tellers, and there is not much difference between each teller in this respect. Business commission is an important source of income for tellers.

Savings office turnover

The income of the teller is also related to the overall benefit of the savings office. The higher the turnover of the savings office, the more profits he gets, and the higher the income of the teller. Therefore, tellers at the same level may have different incomes in different savings offices.

The secret of high income

In addition to technical level, seniority, education and other conditions, sales ability is the best way to increase the income of tellers. Tellers who want to increase their income must improve themselves from the aspects of service level, speed and accuracy of business handling, and sales promotion ability. Commission? . Some tellers also increase their income by changing jobs. When their business ability is strong enough, tellers can choose a bank with better income to apply.

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