Education insurance is also called education fund insurance, children's education insurance and children's education insurance. Is to prepare education funds and insurance education for children. In terms of education fund insurance, the insurer is generally the parents of the children, and the insured is generally the children. During the insurance contract, the insurance company provides education fund support at different age stages of children's growth according to the contract content, and also provides risk protection for the insurer during the education fund period. Insurance is saving, which has the function of compulsory saving and certain guarantee function. It has the characteristics of earmarking, compulsory savings and free of premium. Although the income from education insurance will not be very high, education insurance will certainly ensure that children receive such education expenses on time during their studies.

The establishment of children's education fund insurance must comply with the relevant provisions of the Insurance Law of People's Republic of China (PRC) and the relevant requirements of the China Banking Regulatory Commission. Children's education fund insurance that does not conform to the spirit of the CBRC document or violates the Insurance Law shall not be listed for sale. In China, many insurance companies, including Life Insurance, Pacific Insurance and Ping An, have set up children's education fund insurance projects and products. Because children's education fund insurance has been recognized by the top insurance companies with professional ability in the industry, the safety of children's education fund insurance is naturally beyond doubt.