In fact, for the current financial market, the higher the risk, the higher the income. Relatively speaking, the higher the security, the lower the income.

Compared with the three, the safety of insurance is the highest, and of course the profitability is the lowest among the three. The positioning of wealth management insurance is the safety of funds (which can precipitate funds) and relatively medium and long-term investment, and short-term investment is not suitable for insurance.

Funds are more market-oriented. At present, the market is generally not optimistic and there are certain risks. Of course, if you have access, the income is good.

Third-party financial management depends on which one. For example, similar to Yu 'ebao, the security is still relatively high, but the income is really not high; If it is P2P, the income will be really high, but the risk is also great, or it will be completely annihilated (the boss has escaped, and there are countless P2P companies that the boss has escaped this year).

Therefore, how to invest depends on your capital allocation and psychological endurance. However, let me give you a suggestion. Before you want to play hard (invest in stocks, third-party financing), do a good job of life-saving (insurance). Even if there is a loss, it is not that you can't live, but you can get benefits and improve your family's life.

I hope I can help you!