For users with low stress tolerance, they will choose products with less risk when choosing investment products.

Therefore, before investing, many users will understand whether the product they want to invest in will cause a loss of principal.

At present, investors may lose their principal whether they enter the stock market or the fund market.

Will China Post Financial Management lose principal? China Post Financial Management will lose principal, because China Post Financial Management is not principal guaranteed.

Normally, the price of China Post Wealth Management will fluctuate with the fluctuations of its underlying assets.

Investors may lose principal when the underlying asset falls, and may make profits when the underlying asset rises.

Users should understand that any bank financial product has risks, even if it is a financial product owned by a bank.

After the user purchases, the risk of principal and financial income and loss incurred shall be borne by the investor himself.

If the assets in the asset portfolio are subject to default risk, market risk and liquidity risk, the resulting risk of loss of financial principal and income shall be borne by the investor himself.

As financial products continue to be optimized, offline financial products are no longer capital-guaranteed.

The risk levels of financial products can also be subdivided into five categories: R1 low risk, R2 low risk, R3 medium risk, R4 high risk and R5 high risk. Users can choose financial products that suit them based on their ability to withstand stress.

Generally speaking, the higher the risk level of a financial product, the greater the probability of losing principal.

However, among the Postal Savings Bank of China's financial products, principal-guaranteed and floating-income products are relatively safe, and users can simply choose products with less risk.