I got tired of watching Tik Tok myself, so I downloaded the lightning provident fund in Tik Tok. Found a loanable amount of 30,000. Then the identity after real-name authentication is 24000. At first, I thought the loan shark was charging me 6000. Later, I quickly called for advice. It is said that 3W is a reference, but it is actually 24,000. Scared me to death. I thought I met a loan shark. The customer service said that the actual loan amount was 24,000 yuan, which was based on the information. If I want this money, I have to tie the card to confirm the loan. After I clicked on that 2.4W, I found that 65438+February had to pay back 2600 every month. Borrow 24,000 installments 12 installments. The total repayment amount of 2,600 yuan per installment is 3 1200 yuan. Interest =3 1200-24000=7200. 7200. Fuck you, it's so high. I still choose AliPay to borrow it, which is much more cost-effective than this. Later, I asked if there was any cooperation between the lightning provident fund and the national provident fund. She said no, you can understand that this is an online loan. It's just that our loan refers to the provident fund. Having said so much, typing is not easy. I hope you are cautious in lending money.