(2) The query location is wrong. Personal money in the medical insurance account can only be bought at the pharmacy or treated at the hospital gate after activation, but it can't be found in the bank, so it can only be inquired at the hospital or pharmacy.
(three) flexible employees in accordance with the low-grade payment announced by the local social security department, generally not refundable. The social security department will announce the standard of medical insurance payment when paying the fee every year, in which-file is low-grade. If you pay according to the low-grade, only the overall fund has no personal account, so it will not refund the money, but it will not affect the reimbursement ratio when you are in hospital. Only by paying according to the second grade (high-grade) can you have a personal account and return the money to the medical insurance card every month.
(4) Medical insurance for urban and rural residents. Urban and rural residents pay about 200 yuan a year for medical insurance, which is relatively low. If there is no money to refund, it will not be refunded if it is of no practical value.
(5) The social security card is activated at the end. For example, if the social security card is not activated, the balance cannot be queried normally. The activation method is very simple. You can go to the corresponding bank outlets or go directly to the social security center to activate. In short, if there is no money in the medical insurance card, it is caused by many factors. First of all, it is necessary to confirm whether to apply for medical insurance for employees, whether it is paid by the unit or as a flexible employee, and whether the payment standard meets the 8% payment standard required for establishing a personal account. For those who meet the standards but have no money, they should consult the Ministry of Social Security in time.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.