First, buy index funds and see which indexes.
1, the cost of the fund
Cost control will also affect the expected income of products. Common expenses for purchasing funds include subscription fee, redemption fee, management fee and custody fee. The operating rate of different types of index funds is different, but the overall rate is not high. The subscription fee for third-party fund platforms is generally around, that is, the fee for buying 10000 yuan is 10 yuan. Custody fees are generally around, and management fees are around, which are directly deducted from the net value of the fund, so investors don't have to worry.
2. Fund size
General index funds and ETF funds had better choose large-scale leading fund companies. The bigger the fund is, the more it can cope with the impact of the market. But for index-enhanced funds, the fund size should match the fund manager's operational ability. If the scale is too large, it may affect the investment strategy of fund managers.
Second, how to buy index funds
1, buy index funds in the market.
On-site purchases are made through securities accounts. Trading methods are similar to stocks, and the fund price and account amount will change in real time. On-site purchase and redemption fees are slightly lower than those off-site, and they are settled in real time. However, the types of on-site funds are limited, and the range that investors can choose is relatively small.
2. OTC purchase of index funds
There are many platforms to buy index funds over the counter, such as banks, fund companies and third-party fund sales platforms. There are many kinds of OTC funds, and the threshold is relatively low. You can buy it as low as 10 yuan.
The above content about how to buy index funds, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.