According to many people, beginners need to know the financial report and the earning ability of fund managers, and they need to know the future development of the industry like fund managers, but in fact, for me, beginners don't need to know a lot to learn investment fund financing. What I said above is nonsense.

Originally, I went to see Qiu Guolu's The Simplest Thing in Investment seriously, but it took me a long time to realize that what he said was a fund manager's summary of investment, and I am not a fund manager, so it is difficult for me to reach his scale. So I also want to understand the following things.

investment

Investment funds, in fact, only need to manage their own funds, that is, buy 60% money funds, because the income of this long-term investment is higher than bank deposits, followed by 30% bond funds, and then the remaining 10% investment in stock funds.

At this time, what we need to learn is how to buy a good stock fund. As for how to buy a good stock fund, we need to take time to compare the profitability ranking of those fund companies with the industry ranking of a fund you want to invest in, and choose the investment with the highest ranking. Because the fund is not like a stock, it is specific to a certain one, but an industry category and has an investment boom cycle.

investment

And it took me a long time to understand. Do I need to learn a lot of financial knowledge, or do I need to take the financial engineer certificate? After reading Qiu Guolu's book, I suddenly realized that investing only needs money and endurance, and I don't need to make myself an economist or a doctor of finance. We just need to choose a fund, look at its investment curve, the money we put in, take profit without stop loss, and buy and sell repeatedly. In this way, you will gradually master it, and you will know how to invest in funds and how to make long-term profits.

investment