What are the ways of venture capital financing?

Introduction: Entrepreneurship is a way that many people will choose now, so what are the relevant financing methods when venture capital companies are ready to raise funds? Next, I bring you collected articles, welcome to read!

the first one is the IMF, and the means is to borrow money by fake stocks.

As the name implies, the so-called fake stock secret loan means that the investor invests in the project in the form of shares but does not actually participate in the project management. Withdraw shares from the project at a certain time. This method is mostly adopted by foreign funds. The disadvantage is that the operation cycle is long, and it is necessary to change the shareholder structure of the company or even the nature of the company. There are many foreign funds, so if you invest in this way, the nature of domestic companies will be changed to Sino-foreign joint ventures.

the second is bank acceptance.

the investor will transfer a certain amount, such as 1 million yuan, to the company account of the project party, and then immediately ask the bank to open a bank acceptance of 1 million yuan. The investor takes away the bank acceptance. This way of financing is of great benefit to the investor, because he actually changes 1 million yuan into several uses. He can take the 1 million yuan bank acceptance to other banks and post another 1 million yuan. At least 8% discount. But the question is whether the bank can issue an acceptance of 1 million yuan with 1 million yuan in the company account. It is likely that only 8% to 9% of the banks will accept it. Even if 1% of the funds in the company account are accepted by the bank, how much the bank allows you to use is still a problem. It depends on the level of the company and its relationship with the bank. In addition, the biggest drawback of acceptance is that according to the national regulations, bank acceptance can only be opened for 12 months at most. Most places can only open for six months. That is, you must renew it every six months or one year. It is very troublesome to use the money for a long time.

the third type is direct deposit.

this is the most difficult financing method. Because making direct deposit is against the bank's regulations, the relationship between the enterprise and the bank must be particularly good. The investor shall open an account at the bank designated by the project party and deposit the specified amount into his own account. Then sign an agreement with the bank. Promise that the money can't be used within the specified time. According to this amount, the bank gives the project party a loan less than or equal to the same amount. Note: The commitment here is not to pledge the bank. I don't agree to pledge this money. What agrees to pledge is another financing method called large pledged deposit. Of course, that kind of financing also has its own violations of bank regulations. That is, the bank needs to sign a letter of commitment to ensure that the payment will be closed 3 days before the maturity. In fact, after he gets this thing, he can take it to other banks for refinancing.

the fourth type is bank letter of credit (large pledged deposit).

The state has a policy that a bank letter of credit issued by a global commercial bank such as Citigroup, which agrees to finance an enterprise, is regarded as having the same amount of deposit in the enterprise account. In the past, many enterprises used this bank letter of credit to circle money. Therefore, the national policy has changed slightly, and it is difficult for domestic enterprises to use this method for financing. Only wholly foreign-owned and Sino-foreign joint ventures are allowed. Therefore, if domestic enterprises want to use this method for financing, they must first change the nature of the enterprise.

the fifth is entrusted loan.

the so-called entrusted loan means that the investor sets up a special fund account for the project party in the bank, then transfers the money into the special fund account and entrusts the bank to lend money to the project party. This is a relatively easy form of financing. Usually, the review of the project is not very strict, and the bank is required to make a commitment to collect interest and repay the principal to the project party every year. Of course, those who don't repay the principal only need to promise to collect interest every year.

the sixth type is direct payment.

the so-called direct payment is direct investment. This strict review of the project often requires the mortgage of fixed assets or bank guarantee. Interest is also relatively high. Mostly short-term. The lowest personal exposure is the annual interest rate of 18. Generally above 2.

the seventh type is hedge funds.

there is a kind of entrusted loan in the market that does not repay the principal and interest, which is a typical hedge fund.

the eighth is loan guarantee.

In the market, multi-investment guarantee companies can get much-needed funds only by paying higher interest than banks.

the ninth mode is P2P financing.

P2P finance has taken shape in China, but there is no clear legislation at this stage, and domestic microfinance is mainly presided over by china association of microfinance. The legal basis for reference is mainly "the first case of the national Internet loan dispute or the result that Ali Small Loan won". With the development of network and the progress of society, the regularity and legitimacy of this financial service will be gradually strengthened, and the advantages of network technology will be brought into play under effective supervision to realize the ideal of inclusive finance. The P2C model advocated by Ai Investment matches the lending between individuals and enterprises. Experts believe that its model is closer to crowdfunding. P2C Internet micro-finance model is not only very attractive to investors in terms of annualized rate of return, but also the multi-guarantee cooperation system of offline financial guarantee institutions fundamentally solves the principle problem of Internet financial risk control integrity, allowing professional institutions to do professional things, which is a structured design concept that loves investment. P2C model can effectively integrate the participation of all roles, give full play to their respective advantages, realize efficient use of resources, and help the majority of small and medium-sized enterprises to "quickly" finance.

P2P mode is still a gray area in China, so it needs to be cautious and legal to choose financing methods.

I have finished sorting out the paragraphs about the ways of venture capital financing. Readers who want to know more about the ways of venture capital financing, or have doubts or questions related to entrepreneurship, can visit Kuaifa official website or call 4-8646-1 for consultation. Now there is a growing trend, that is, professional things are done for professional people. In fact, trademark registration can be won if enterprises are willing to run it themselves, but it is time-consuming and laborious. In fact, I still suggest that you find a professional and reliable agency to apply for it, and you can get it for you with a low fee, and the pass rate will be higher. ;