Every fund has a custodian bank. Because of the regulations of the CSRC, the fund must have investment funds managed by a third-party custodian bank. The bankruptcy of a fund company only affects the registered capital of the fund company and will not affect the investment fund of the fund. Only fund companies with poor fund investment management can go bankrupt, so the investment performance of the fund is definitely poor and investors will also lose money.

If the fund company really goes bankrupt, the fund liquidation it manages does not meet the liquidation conditions, and the CSRC will coordinate other fund companies to merge or take over management; Liquidate the funds it manages (during the duration, the number of fund share holders is less than 65,438+000 for 60 consecutive working days, or the net asset value of the fund is less than 50 million yuan for 60 consecutive working days), and return the funds to the investor's bank account.