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The settlement interest rate of universal insurance is actually not fixed and will be updated once a month.
If you want to know the settlement interest rate of the universal insurance you bought, you can consult an insurance agent or go to the insurance company official website to inquire.
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Most people buy universal insurance for financial management.
After deducting some expenses, the premium we put into universal insurance will go into a special investment account, and then professionals will manage the investment account to realize asset appreciation in this way.
When we pay attention to universal insurance, we can focus on its settlement interest rate and guaranteed interest rate.
The settlement interest rate is the actual interest rate. We can check whether the settlement interest rate of this product is stable in official website, an insurance company.
The guaranteed interest rate is written into the contract terms and is the lowest interest rate promised to us.
For more information about universal insurance, you can see here: financial management with universal insurance, stable and safe income? Universal insurance from the beginning!
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