Whether buying a fund in a bank is total assets depends on what kind of total assets it is. If you only count the total personal assets, you have bought the assets of the fund in the bank. Want to be a bank VIP, some banks don't count.

Because I bought the fund in the bank, the bank only sells the fund on a commission basis, and the custody is not necessarily in this bank. Banks are only intermediaries, and this asset can't bring much income to banks, so it doesn't count. Other situations should also be judged according to the actual situation.