1. The year-end bonus is reasonably tax-saving.
Taxpayers can ask the unit to pay the year-end bonus by sacrificing part of the half-year award, quarterly award, overtime award, advanced award and attendance award to realize tax saving. Note that in a tax year, this tax calculation method is only allowed once for each taxpayer.
2. Use tax incentives to save taxes reasonably.
At present, the main forms of tax incentives are: tax exemption, exemption amount, starting point, tax deduction, preferential tax refund, accelerated depreciation, preferential tax rate, capital preservation, tax preference, deferred tax payment and so on.
3. Clever use of provident fund and reasonable tax saving.
The monthly housing provident fund paid by working-class individuals is deducted before tax, which means that the housing provident fund paid according to the standard is not taxed. At the same time, employees can pay supplementary provident fund. We need to pay attention to two issues: first, taxpayers should open individual supplementary provident fund accounts in their own units; Second, the supplementary provident fund paid by taxpayers every month is tax-saving, but it can't be withdrawn casually to solidify personal assets.
4. Use donations to save taxes reasonably.
Use the donation for pre-tax deduction and tax saving. Individuals who donate their income to social welfare undertakings such as education and areas suffering from serious natural disasters and poverty-stricken areas through social organizations and state organs in China, if the amount does not exceed 30% of the taxable income declared by taxpayers, may deduct it from their taxable income.
5. Use wealth management products to save taxes reasonably.
Choose financial products that can be deducted before tax to save tax. For example, investing in funds, buying government bonds, buying insurance, saving for education and so on. Think carefully before choosing: it can not only save taxes, but also rationally disperse assets and increase the stability and risk resistance of income.
6. Use the time difference to save taxes reasonably.
Take advantage of the temporary tax exemption and the time difference given by the state to save taxes. Taxpayers can choose their own stocks or funds to buy and sell, and get the difference income by buying low and selling high, thus indirectly saving taxes. In this way, it is necessary to consult experts, learn relevant knowledge in time and act cautiously.
7. Use invoices such as communication fees to save taxes.
Use invoices for communication, transportation, travel and meals to save taxes. Anyone who reimburses according to the nature of economic business and obtains legal invoices belongs to the normal operating expenses of the enterprise and does not need to pay personal income tax.
8. Improve employees' income and save taxes reasonably.
Enterprises can increase the welfare expenditure of employees by non-monetary payment, such as providing dormitory (apartment) for employees free of charge; Provide free transportation facilities; Provide free meals for employees and so on.