Why can fund trading make money _ When is it better to buy a fund?

Funds are also a common way to manage money, but buying and selling funds certainly requires certain skills, so when can the funds be sold? Why can fund trading make money? The following is analyzed by Bian Xiao.

Why can fund trading make money?

The reason why fund trading can make money is because the fund's investment portfolio has made a return in the market. Fund managers use investors' funds to buy a basket of stocks, bonds, indexes and other assets, and create income for investors through the appreciation or dividends of these assets. When the asset price in the fund portfolio rises, the net value of the fund will also rise, and investors can make a profit by selling the fund shares.

However, fund trading is risky and investors may not always make money. The income of the fund is influenced by market factors, investment decision-making and execution ability of fund managers, asset allocation and dispersion and other factors. If the market falls or the fund's portfolio does not perform well, investors may suffer losses.

When is a good time to buy a fund?

Long-term investment: As a long-term investment tool, fund has the characteristics of smoothing market fluctuation and realizing long-term growth. Therefore, it is easier to obtain stable income by holding funds for a long time. Investors should make long-term investment plans, hold funds patiently, and don't blindly buy and sell because of short-term market fluctuations.

Buying at a low valuation: When the market underestimates the opportunity, buying a fund may be ideal. If the net value of the fund is underestimated and has good growth potential and investment value, investors can consider buying it in time.

Buffett's suggestion: Buffett is a famous investment master. He advised investors to "be greedy when others are afraid, and be afraid when others are greedy". This means that investors should buy more funds when the market panics, but they may need to be cautious when the market is too optimistic.

Diversified investment: investors can consider buying funds regularly through regular fixed investment and distributing funds in different types of funds, industries and regions to reduce specific risks and average risks.

When can the fund be sold?

General funds need to be sold on the next trading day after purchase, preferably between 2: 50 pm and 2: 59 pm on the trading day. The transactions of the fund before three o'clock shall be calculated according to the net value at the close of the day. At the end of the day, you can know the ups and downs of the fund that day by looking at the estimate of the fund's net value. If the fund goes up, you can choose to sell it and get more income. If it falls, it will be considered according to the actual situation.

The trading hours of the Fund are: 9: 30am-11:30am from Monday to Friday, and13:-15: 00pm in the afternoon. Trading is not allowed on weekends and legal holidays.

What are the ways of fund sales?

1, set the take profit point.

The fund is automatically sold when it reaches its profit target. Before investing, investors are advised to plan the expected income target, and once they reach this point, they will sell all of them, so as to ensure the income and prevent the fund from falling or even losing money.

2, important pressure to sell

For example, when it rises to the previous high point, it is short. You can sell the fund by taking profits.

3. Choose a suitable sales time.

Some of the sold funds arrived on the day of T+ 1, while others arrived on the day of T+2 and T+3. Investors should also pay attention to the time when selling. For example, if a fund T+ 1 arrives and wants to redeem it before the National Day holiday, it needs to be sold before 3 pm on September 29th. If it is sold after 15:00, it may not arrive until after the National Day holiday.

Step 4 sell in batches

This method is suitable for investors who don't know whether the subsequent foundation will rise or fall. The purpose of selling in batches is to prevent investors from regretting their misjudgment.

One-time purchase and fixed investment of funds

One-time purchase generally means that investors invest a large sum of money to buy funds at one time. The investment threshold is relatively high, but the characteristics of high income and high risk are also prominent. The advantage of one-time buying is that you can invest a certain amount of money at one time, concentrate on investment, reduce investment costs and transaction costs, and get investment income quickly. But the disadvantage is that if the buying time is not good, you may miss the best investment opportunity, resulting in low returns. At the same time, due to the large purchase volume, the fluctuation of some fund products may also lead investors to face relatively high risks.

Fixed investment of the fund refers to the way of fixed investment of the fund on a regular basis. Investors don't need to invest a large sum of money at one time, and both the amount of money and the threshold are more suitable for ordinary investors, with lower risk. In the process of fixed investment, investors can choose stock funds or new funds according to their actual situation, and at the same time, they can achieve the effect of average buying, and can also digest market fluctuations and risks in a timely and effective manner. At the same time, in the process of fixed investment, with the continuous investment of funds, we can realize equal regular investment, enhance the value of accumulated assets and earn higher returns.