1 High-tech enterprises registered in Shanghai are mainly small and medium-sized enterprises and high-tech enterprises that have not obtained bank credit.

2. The enterprise has no circumstances listed in the following negative list:

1. The enterprise has bad overdue records or major lawsuits;

2. Be subject to administrative penalties in environmental protection/taxation, etc.;

3. The business owner has drug abuse, other bad habits or criminal records;

4. loans overdue, the business owner, may have other major bad credit records.