Because money depreciates, but houses do not. Even if you buy a house and don’t live in it yourself, you can still collect money every month if you rent it out, not to mention the current housing prices.

If you buy a house in a good location in a school district, you can make more than double the money when you resell it. The money can then be used to buy a house, so that your children and grandchildren will not have to worry about food and drink.

The inflation protection function of a house is quite good. At least there is a thought. When it comes to saving money, it depends on how you save it. If you save money in a bank, it is really not as good as buying a house. At least you can save a money fund. If If you have good financial management skills, the income from saving money in the next five years will be better than buying a house. If you save a house, it depends on where you save the house, and you need to calculate the long-term comprehensive return.

For example, the housing prices in the third and fourth tiers are soaring now. With a monthly income of 3,000 to 4,000 yuan, the house price is close to 20,000 yuan. Can this trend continue? It’s difficult in many places, because it’s just through the monetization of shantytown reforms that the prices are rising in the short term. There is no long-term upward trend at all. What’s the future of a city without people coming?

The general principle is that housing should be lived in and not speculated. In the future, housing prices in many cities will not soar as before, which is the best outcome. A 50% increase in five years is equivalent to an annualized return of 8%.

At the current stage, it is really not difficult to reach a level, and this is the most optimistic expectation of a very good city. Those on the fourth and fifth lines are in trouble, and sideways is a high probability. The compound returns of most real estate properties over the next ten years will not exceed that of monetary funds.

So, even in an era where money is more important, it is better to buy a house for long-term investment than to put money in your hands. Look at how many people complained that they spent 100,000 yuan to start a business, but ten years later they earned 50,000 yuan. One million is considered a success, but it's really not as good as buying a house with the one hundred thousand and earning so much.