How do novices buy funds to make money?
First, choose low-risk funds.
Simply put, the fund is just an investment tool. Everyone pooled their money and gave it to the fund company for investment. The risk of the fund is not big, the key is to see what assets the money is invested in.
Novices have little experience in buying funds. If you want to make money, you can choose low-risk funds, such as money funds, wealth management funds and short-term debt funds. Everyone is familiar with money funds, such as Alipay Yu 'ebao and WeChat Coin. Behind it is the money fund.
As for wealth management funds and short-term debt funds, these two types of funds are equivalent to upgraded versions of money funds, with higher risks and expected returns than money funds, but there is no problem with the security of principal, which can be bought on platforms such as Alipay and Licaitong.
Second, choose fixed investment as the buying method.
Compared with one-time subscription, the fixed investment of the fund can effectively reduce the subscription cost, share the risk of the fund and improve the profit probability. Imagine that after the fund is bought, it is nothing more than three endings, up, flat and down.
If it goes up after buying a fund, the one-time investment is more profitable than the fixed investment of the fund, and the fixed investment of the fund earns less. However, when the market fluctuates or falls, buying a fund through fixed investment is equivalent to covering the position at a low level, and the cost price will be lower and lower. The probability of the fund returning to its original value or even making a profit is much greater than that of a one-time investment.
Well, I'll stop here for beginners to buy funds to make money, hoping to help everyone. Warm reminder, the fund is risky and needs to be cautious in investment.