Basic medical insurance for urban and rural residents and basic medical insurance for urban employees form the main content of my country's medical insurance system.

According to the "Statistical Bulletin on the Development of National Medical Security in 2020" issued by the National Medical Insurance Administration, the total number of basic medical insurance participants nationwide in 2020 will be more than 1.36 billion, and the insurance participation rate will remain above 95%.

Among them, more than 1.02 billion people participate in the basic medical insurance for urban and rural residents, accounting for more than 75% of all insured persons.

It can be seen that the basic medical insurance for urban and rural residents has become the medical security system with the largest number of insured people and the most widespread benefits among the two social medical insurances in my country.

In 2020, the national basic medical insurance fund (including maternity insurance) has annual revenue of 2,484.6 billion yuan, an increase of 1.7% over last year, accounting for 2.4% of the current GDP, and expenditures of 2,103.2 billion yuan, an increase of 0.9% over last year, accounting for 2.1% of the current GDP.

%.

In 2020, the National Medical Assistance Fund spent 54.684 billion yuan, supporting tens of thousands of people participating in social medical insurance, and providing hospital outpatient and inpatient treatment assistance to 8,404 people.

In 2020, the insurance participation rate of registered poor people in rural areas across the country remained above 99.9%. Since 2018, various medical insurance poverty alleviation policies have benefited 530 million medical visits by poor households, and helped nearly 10 million families become poor due to illness.

Attack the enemy.

Since the integration of urban and rural residents' basic medical insurance in 2016, it has adopted a combination of financial subsidies and personal contributions. Financial subsidies account for the majority, and personal contributions are the largest part. Most of them increase financial subsidies by an average of 30 yuan every year.

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For example, in 2022, the basic medical insurance payment standard for urban and rural residents will be 320 yuan per person per day, and the financial subsidy standard will be 580 yuan per person per day, and the financial subsidy standard will be about 1.8 times the standard individual payment.

From 2020 to now, the government subsidies for urban and rural residents' basic medical insurance by various financial bureaus have basically been implemented in accordance with the standard of increasing by 30 yuan every year. For example, in 2021, the daily payment basis per person is 280 yuan, and the government subsidy is

550 yuan; in 2020, the daily payment basis per person is 250 yuan, and the government subsidy standard is 520 yuan; in 2019, the daily payment per person is 220 yuan, and the government subsidy standard is 490 yuan.

Judging from the government subsidy standards in previous years, government subsidy assets have become the main source of income for the basic medical insurance fund for urban and rural residents. The core method is that the central budget implements divided subsidies to local governments in accordance with regulations, and local finance bureaus at all levels allocate the full amount in accordance with regulations.

Financial assistance assets and timely disbursement of funds in a timely manner.

Intermediate fiscal subsidies account for 100% of the total in the central and western regions, while intermediate fiscal subsidies in the central and western regions account for the majority, and moderate subsidies from the central budget in the eastern region.

At the two sessions held in March 2022, the government report targeted the social issues in 2022 and determined that the financial subsidy funds for urban and rural residents’ basic medical insurance in 2023 will be increased again in accordance with the average standard of 30 yuan.

According to government report arrangements, the financial subsidy for urban and rural residents' basic medical insurance in 2023 will be about 610 yuan, which is also the highest in previous years.