Funds are more suitable for long-term fixed investment. It is not difficult to get 100% income by holding the fixed investment fund for a long time and sharing the cost equally! The key to fund investment depends on your patience. It can be said that the ability to choose funds only accounts for 30%, and more depends on the mentality of investors. So I don't know how to get rich by fund investment? The following is what Bian Xiao collected for everyone about how to make a fortune through fund investment. 202 1_ What is the fund investment style? I hope I can help you.
How to get rich through fund investment
1 The principal is enough. A very important prerequisite for making a fortune by investing is to have enough principal. If the principal is not enough, the road to making a fortune by investing will be very difficult.
2 continue to make profits. If you want to make a fortune through investment, there is also a prerequisite that you have the ability to make profits continuously. If the fund investment earned 100% this year, it will be very happy, but can it earn 100% every year? This is definitely impossible. However, if the requirements are lowered, the average annualized rate is 30%, 20% or 10%, which is still acceptable. If you can continue to make profits and ensure that the average annualized income is above 15%, you can still expect to make a fortune.
What are the investment styles of funds?
1 growth. As the name implies, most of the stocks held by growth funds are rising. This kind of stock has a characteristic, which rises more fiercely than those industry leaders and heavyweights, and of course falls more fiercely. Therefore, growth funds is the most radical investment style in the first three categories, and investors who can't stand the polarization of income fluctuations can automatically ignore it.
2 value type. Value orientation is similar to growth, focusing on the allocation of stocks, but compared with radical growth, value orientation is more inclined to pursue stable recurring returns, so it mainly focuses on large-cap blue chips, which is Buffett's investment theory. The stocks selected in this style generally have low P/E ratio and P/B ratio, and the daily fluctuation is not big, so they are relatively resistant to falling in a bear market, and the income in a bull market is far less than that in growth. Therefore, you will find that such fund managers generally prefer to choose stable industries such as public utilities, finance and industrial raw materials, and invest less in companies with high P/E ratios such as technology and biopharmaceuticals.
3 balanced type. Among the three categories, the style of balanced fund managers is the most conservative. Some of these funds have pre-determined the proportion of securities in the balanced arrangement, usually maintaining 50% common stock, 50% bonds and preferred shares. Some investment purposes are not even to earn the spread of stocks, but to obtain debt interest and dividends from fixed-income securities such as bonds and preferred stocks. Therefore, investors who pursue stability are most suitable for this investment style. At the same time, the choice of such funds is relatively simple. First of all, choose several trustworthy fund companies to ensure stability and strong investment and research team strength. Usually, star fund companies and five-star fund products evaluated by well-known evaluation institutions are good references.
4 theme type. The theme type is easy to understand and the industry concentration is relatively high. For example, liquor-themed leading stocks are heavily stocked, and pharmaceutical stocks are heavily stocked. Here is a little advice for everyone. In addition to consumer medicine, other disciplines advise themselves to be particularly knowledgeable, and it is best for people in them to re-enter.
5 exponential type. The type of index should be the most contacted by everyone, that is, the fund manager buys according to the composition of the index, and which companies are covered by the index, and which companies are allocated by the fund manager. Sometimes you look at a fund manager and find that there are five or six stocks under his name, which are index funds. Because you followed the rights issue, so don't worry.
Advantages and disadvantages of fund purchase channels
1 each fund company's own APP and WeChat official account. The advantages are low purchase cost and 0. 1 even zero discount; Of course, the annual operating rate of the fund is not small, and it is charged by the custodian bank. For example, the subscription rate of some active funds is generally 1.5%, and the discount of 0. 1 is 0.0 15%, which is really favorable. The disadvantage is that you can only buy your own fund, and the choice is too narrow. If you want to transfer one fund to another, you can't. In addition, if you want to buy funds from other companies, you have to download and install more apps, which is also troublesome to manage and is not recommended. Some fund apps directly indicate on the icon: 0% off the subscription base; Note that some fund apps are not discounted.
2 Ant Fund on Alipay APP, Licaitong on WeChat, Tian Tian Fund APP and other platforms. These three are the choices of most people and have many advantages. The general subscription rate is 1%, for example, the subscription rate for active funds is 1.5%, and the discount for 1% is 0. 15%, which is cheap and can be bought from 10 yuan. In addition, there are a large number of funds on these platforms, and the products of domestic fund companies are sold, with a wide range of choices, and most funds can be converted to each other.
Banks, such as Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank, have the highest purchase cost, generally 1.5%, and there is no discount, so they often need 1 10,000 yuan to purchase. Of course, banks have an advantage in security.