Law 432 1: The reasonable allocation ratio of family assets is that 40% of family income is used for housing and other investments, 30% for family living expenses, 20% for bank deposits for emergencies, and 10% is used for insurance.

Law 72: The time required to double the principal value is equal to 72 divided by the annual rate of return. If you don't get back the deposit with interest. For example, if you deposit 6,543,800+in the bank, with an annual interest rate of 2% and annual rolling interest, how many years can it become 200,000? The answer is 36 years.

Law of 80: The reasonable proportion of stocks to total assets is equal to 80 minus age plus a percentage sign (%). For example, stocks can account for 50% of total assets at the age of 30, and 30% at the age of 50 is more appropriate.

Ten Laws of Family Insurance: The appropriate amount of family insurance should be 65,438+00 times of the annual household income, and the appropriate proportion of premium expenditure should be 65,438+00% of the annual household income.