The risk of the fund is second only to bank deposits, and it is called "quasi-savings", but the fund is greatly affected by the changes of managers and markets, and the interest rate income changes greatly; For example, if you buy a fund of 50,000 yuan, the annual income will be between 2,000 and 2,500 yuan, and the monthly income will be around 175-200 yuan. Nowadays, there are many wealth management products, and the capital threshold is high.