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What is employee medical insurance?

Employee medical insurance is urban employee medical insurance.

The basic medical insurance premiums of urban employee medical insurance are paid jointly by the employer and the employee ***.

The basic medical insurance fund consists of a pooled fund and individual accounts.

All basic medical insurance premiums paid by individual employees are credited to their personal accounts.

The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish a unified fund, and the other part is transferred to the personal account.

The proportion transferred to the personal account is generally about 30% of the employer's payment. The specific proportion is determined by the coordinating region based on factors such as the payment scope of the personal account and the age of the employee.

Legal basis: Article 4 of the "Social Insurance Law of the People's Republic of China" Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire payment records and personal rights records, and request social insurance managers to

The agency provides social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

What is the process for obtaining a medical insurance card? The process for obtaining a medical insurance card is as follows: 1. Employee medical insurance.

The medical insurance card for the employees of the unit is usually handled by the person in charge of the unit. If the employee has resigned, he or she can bring the resignation certificate to get the medical insurance card; 2. Personal medical insurance.

Bring the original and copy of your ID card and a one-inch photo to the social security center where your household registration is located. If you are covered by the New Rural Cooperative Medical System, you can apply at the local village committee.