Funds, stocks, futures and gold are all commonly used investment products, and users can choose the investment products that suit them according to their own needs. Among many investment and wealth management products, gold has the function of hedging and preserving value, so many investors like to invest in gold. So, which is more worth buying, savings or gold?

Which is worth buying, savings or gold?

It is better for users to purchase accumulated funds.

Gold accumulation is based on the average price of RMB in a certain currency every month. Especially when inflation is serious, it is conducive to small investment and value preservation. Gold financial management mainly invests in the gold market, including physical gold, gold, paper gold, T+D of Shanghai Gold Exchange, spot gold deposits and other different products. Different products have different risks.

The specific differences are as follows:

Accumulated funds and gold are different in investment threshold, trading mode and realizing mode.

The investment threshold of accumulated funds is relatively low, and the physical gold of banks is generally produced and issued according to specific specifications. According to the price of gold, the initial purchase amount is several thousand yuan. If you want to realize the accumulated gold, you can directly redeem some or all of your accumulated gold shares. The realization of physical gold is relatively simple, generally through bank gold recovery, but there are many restrictions on bank gold recovery.

Moreover, there is metal accumulation in gold equity investment products, and the transaction records after purchase are registered through the margin account. Bank physical gold generally needs to be purchased at bank outlets, and banks do not provide custody services after purchase.

Users can withdraw physical gold after purchasing savings or resell their savings. The purpose of financial management is a way for investors to pursue wealth and realize their own financial freedom. So no matter what products users buy, they can choose according to their own needs.