Legal analysis: social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, payment, account fund consumption, etc. are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

How to enjoy the family members of the medical insurance card: First, you can choose the family binding of the medical insurance account in the convenience service section through the local social security service applet and the official WeChat account. Secondly, you can add family information to the social insurance service website in your city. The other is to add family members to the functions of the national medical insurance service platform APP and family account. I want to upload my personal commitment letter and photos of my household registration book here. After binding, you can use the balance of the medical insurance card to pay for your family. In addition, some cities have opened the function of medical insurance family members in Alipay, and you can also try to bind it in Alipay's urban service-medical insurance.

Legal basis: Regulations on Basic Medical Insurance for Urban Employees in People's Republic of China (PRC) Article 2 The following units and their employees in cities and towns in this province must participate in basic medical insurance in accordance with these regulations:

(1) Enterprises and their employees;

(2) Organs, institutions, intermediaries, social organizations, private non-enterprise units and their employees;

(3) Employers of troops without military status and their employees.

These Regulations shall apply to the retirees of the above-mentioned units.

Article 3 The basic medical insurance fund for urban workers shall be established, and the system of combining individual medical accounts (hereinafter referred to as individual accounts) with basic medical pooling funds (hereinafter referred to as pooling funds) shall be implemented.

The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.

Article 4 The basic medical insurance premium shall be borne by both the employer and the employees.

Fifth basic medical insurance in principle to the city, county, autonomous county as a whole unit, the implementation of territorial management.

Article 6 The basic medical insurance premium shall be collected by the local tax authorities of this province (hereinafter referred to as the tax collection authorities).