Renren Jucai was founded in 211, focusing on personal mortgage loan business and providing professional financial information services for individuals and small and micro enterprises. In 216, Zhongrun Investment, Macquarie Investment and Mavericks Investment received over 1 million financing.

it has been operating safely for more than six years and won the top 5 Hurun Report in 216 and 218. In 217, it was rated as "the most competitive mutual gold platform in 217" by Wall Street, and "the outstanding Internet finance enterprise of the year" by Hexun 15th China Finance and Economics Billboard, and was selected as the national A-level P2P platform for two consecutive years, serving as the vice-president unit of Shenzhen Internet Finance Chamber of Commerce and the vice-president unit of Guangdong Internet Finance Association. And Shenzhen Mutual Gold Association, ranking among the first echelon of P2P in China. Extended information

As of December 217, there have been more than 2 car loan stores managed by Renren Jucai directly, with more than 6, store employees.

At present, car mortgage loan includes two types: car mortgage loan and car pledge loan. Among them, car mortgage loan provides borrowers with related credit consultation, vehicle evaluation, mortgage loan, agreement management, payment management and other services, and borrowers obtain lending funds with their own vehicles as collateral. During the contract period, the borrower can still use the vehicle normally; In the pledge loan, the third party who cooperates with everyone to gather money will take good care of the vehicle for the borrower.

at present, the car loan business department includes operation management department, post-loan management department, comprehensive management department, compliance department, product department, marketing management department and training department. External credit reporting agencies for car loan cooperation include FICO Feiezhe, Shanghai Credit Information, Pengyuan Credit Information, Tongdun Technology, and France Haifeng Control.

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