To buy stocks, you need to understand the stock market conditions and open a bank account (set as a third-party deposit) at a securities company. The minimum requirement for opening an account is with a securities company.

The fee to activate online transactions is 5,000 yuan.

In open-end and closed-end funds, open-end funds are purchased on the website of the fund company (requires opening of online banking) or individual banks.

Closed-end funds must open a stock account and purchase the same buy and sell stocks.

Open-end funds, money market, bonds, capital guaranteed and stocks.

Monetary funds have no subscription and redemption fees, and the income is equivalent to half-year to one-year deposits. They can be redeemed at any time without losing money.

The purchase and redemption fees of bond funds are relatively low, and the returns are generally greater than those in the money market, but they also carry the risk of loss, and the loss will be huge.

The purchase and redemption fees are the highest for equity investment funds. Fund shares are assets, and the risk of capital stock price loss is high, but if the stock market rises, there is income.

This fund is designed to help you with financial management.

The minimum start-up capital for a single fund is 1,000 yuan, and a fixed investment of 200 yuan is required to invest in funds purchased from banks or fund companies.

Banking agents are found in many fund companies, and bank financing counters are found for specific accounts.

Some securities companies and fund trading agents.

Banks that activate online banking generally charge discounts for online purchases.

Do self-awareness first, high risk, high return or capital preservation with stable return.

The former buys stock funds, and the latter buys bonds or money market funds.

Fund type, fund selection can be based on fund performance, fund manager, fund size, fund investment direction preference and fund charging standards.

Fund performance is ranked online.

Stable stock funds can choose indexes or ETFs.

The best choice for fixed investment is to choose the management fee for back-end index funds with the same subject matter, and the custody fee is low.

If no specific recommendations are made, wear shoes that are good for your feet.

Under normal circumstances, there are two investment methods for open-end funds, single investment and regular fixed amount.

The so-called fund fixed investment quota "refers to investors investing a fixed amount (such as 1,000) into a designated open-end fund at a fixed time every month (such as the 10th of each month), similar to the bank's zero deposit withdrawal method.

Since the fund's fixed investment starting point is low and it is a simple method, it is also known as the "microcredit investment plan" or "lazy man's financial management".

The regular fixed-amount investment of this fund has characteristics similar to long-term savings. It can accumulate a small amount into a large amount, spread the investment costs equally, and reduce the overall risk.

It will automatically increase the price on dips and use fewer codes on rallies. No matter how much the market price changes, there is always a chance to obtain a relatively low average cost. Therefore, regular fixed investment nets smooth fund peaks and troughs, eliminating market fluctuations.

By choosing the overall growth of the fund, investors will receive a relatively average income and do not necessarily have to worry about market timing.

Investing in stock funds is always an opportunity not to vote, but only if you are determined to stick to it can you see the results.