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How is the fund profitable, and what is the difference between it and stocks?
The entry and exit costs of stock funds are generally around 2%, so after you buy them, you will start to make a profit after rising by more than 2%.

The calculation method is to multiply the fund net value of the day by the fund share you hold, and the profit is greater than the amount you invest. This is calculated without considering the redemption fee, because the redemption fee of 0,5% is a relatively small amount.