The risk of bond funds is relatively small, but it is not completely risk-free. Mainly invest in fixed-income assets, such as government bonds and corporate bonds, and the income is relatively stable. Any investment has certain risks. The risk of bond funds mainly comes from the change of market interest rate and credit risk. When the market interest rate rises, the bond price will fall, which will affect the net value of the fund. Credit risk refers to the possibility of default by bond issuers, which will also have a negative impact on the performance of funds.
Investors should also pay attention to the operational ability and moral hazard of fund managers. Excellent fund managers can reduce the risk of funds through professional investment operation and risk management. When choosing a bond fund, investors should pay attention to the historical performance, management team and investment strategy of the fund in order to make wise investment decisions.