The first is the change of payment method. Before going out, the most unforgettable things are mobile phones, wallets and keys. Don't forget to package cash with money, otherwise many things can't be done. Since there are credit cards, especially those bound by third parties, it is much more convenient to use no wallet or cash at all. As long as the mobile phone is in hand, it can cope with any consumption, because in this society, you will never forget to bring your mobile phone when you go out.
The second is the change of living consumption. Since we have a credit card, we know that it has many preferential activities that can help us save a lot of money. For example, some credit cards can buy movie tickets to reserve seats, not only do not have to queue up in advance, but also enjoy VIP service, which is very comfortable. For example, catching up with credit card activities and going to restaurants can enjoy big discounts and save a lot of money. So it's worthwhile to check the credit card activity often when you have nothing to do.
The third is the change in the way of saving. In the past, the emergency reserve fund at home was put in a fixed passbook until it was needed urgently, but most of the time the money was put there and not used. With a credit card, we use this time deposit as an emergency reserve fund to buy some funds for wealth management and maximize the return on funds. Just use a credit card when you need it urgently, and then repay it on time.
These are the changes that credit cards have brought to my life. If you don't have a credit card, you might as well try one. It will definitely be much more convenient.