The use of funds of insurance protection funds should follow the principles of safety, profitability and liquidity, and maintain and increase the value of assets while ensuring asset safety.

The use of funds of the insurance protection fund is limited to bank deposits, buying and selling government bonds and other forms of fund use specified by the China Insurance Regulatory Commission.

Insurance protection funds shall not be used for equity investment, real estate investment and other types of industrial investment.

The China Insurance Regulatory Commission can entrust professional investment management institutions to use insurance protection funds.

The Insurance Security Fund Council is responsible for supervising the management and use of the insurance security fund.

The Insurance Security Fund Council is composed of insurance companies, the Legislative Affairs Office of the State Council, the Ministry of Finance, the People's Bank of China, the State Administration of Taxation and other institutions.

The working methods of the Insurance Guarantee Fund Council shall be separately stipulated by the China Insurance Regulatory Commission.

The China Insurance Regulatory Commission shall complete the audited financial report of the Insurance Security Fund within 5 months after the end of each fiscal year and publish it to the Board of Directors, its member units and all insurance companies.