There are many industrial enterprises in Dongguan, and many employees in Dongguan have housing accumulation funds. If employees in Dongguan want to buy a house, they can apply for provident fund loans, and eligible employees can also withdraw housing provident fund. So how to extract the housing accumulation fund in Dongguan? I have compiled relevant legal knowledge for your reference.

First, how to withdraw housing provident fund in Dongguan

(a) to the construction bank housing provident fund business outlets to receive and fill out the "Dongguan housing provident fund withdrawal application";

(two) the completed "Dongguan housing provident fund withdrawal application" to the employee's unit to check and seal;

(three) submit the relevant documents, the city housing provident fund management core audit and seal;

(4) Hold the "Dongguan Housing Provident Fund Withdrawal Application Form", special passbook for housing provident fund and ID card that have been audited and sealed by the municipal housing provident fund management core, and wait until the housing provident fund business of China Construction Bank handles the withdrawal.

Two, Dongguan provident fund extraction conditions

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(four) the work is transferred from Dongguan, and the household registration is moved out of Dongguan and settled in the whole country;

(five) to repay the loan principal and interest for the purchase, construction, renovation and overhaul of owner-occupied housing;

(six) the rent exceeds the family (the same account) wage income by more than 5% (including 5%), and employees in other cities rent housing in Dongguan;

(7) The employee dies or is declared dead;

(eight) the termination of labor relations between employees and foreign units;

(nine) workers and units to terminate the labor relationship and receive the "unemployment certificate";

(ten) employees who enjoy low living security;

(eleven) the family of workers caused great property losses due to unexpected events, resulting in difficulties in life;

(twelve) the employees themselves, their spouses and children have difficulties in family life due to major diseases;

Based on the above introduction, many Dongguan people know that they can use provident fund loans to buy houses, but they are not very clear about how to withdraw housing provident fund. I believe you will know how to withdraw after reading the above process.