If fixed investment is made once a day, each investment is 10 yuan. If we only look at the amount of single investment, 10 yuan is not much, but it has 30 days every month. Therefore, from the perspective of the monthly time span, it is actually the investment of 300 yuan. If it is calculated on an annual basis, it can also invest 3,600 yuan. Simply put, this completes a "many a mickle makes a mickle".
It can be said that this kind of investment is still meaningful, and this kind of investment can also make funds flow regularly and allocate them to reasonable investments, rather than simply idle. Idle funds that do not do financial management will inevitably depreciate and cannot create any value and significance.
Advantages of fund fixed investment
1, small money makes big money
The fixed monthly subscription of the fund will have little effect in the short term, but once the time is long, it will have the effect of many a mickle makes a mickle. After three or five years of accumulation and income, I have gained a lot of deposits.
2. Strong flexibility
Although the fund's fixed investment is a fixed monthly subscription fund, it can actually be operated flexibly. When the fund rises sharply, it sells some funds or reduces the application for fixed investment, and increases the subscription amount of fixed investment when the fund falls, effectively improving the fund's fixed investment income.
3. Effectively share the cost
Due to the long investment period, the fixed investment of the fund can effectively share the holding cost of the fund through accumulated investment.
4. The value of compound interest
In fact, the fixed investment of the fund will be used to subscribe for the fund again from the dividends generated during the fund holding process, which can obtain long-term compound interest value, which is not available in other financial management methods.