First of all, we should pay attention to choosing funds, not following suit. You'd better choose the one that suits you best. You should know that you are within the risk tolerance range. If you are a novice and don't want to take great risks, you can choose a money fund. Fund risks include: money fund, bond fund, mixed fund, index fund, stock fund, etc.
You can choose according to your own needs. Secondly, when choosing a fund, we should generally consider many aspects comprehensively. The general suggestions are: fund types, fund managers, fund companies and fund products.
The first thing is to know your own needs and the risks you can bear, and then choose a good fund manager. Because funds are managed by fund managers, it is very important to choose a good fund manager, depending on how many years of fund management experience you have, how many funds you have managed, and how the historical performance of the managed funds is.
Generally speaking, fund managers who have experienced the baptism of bulls and bears, managed too many funds and have good historical performance are definitely more trustworthy. Secondly, it is also important to choose a good fund manager and fund products.
When buying, we should consider it from many aspects and pay attention to its risks. It should be recognized that funds are volatile and different from deposits.