In fact, it is to choose the fund that best suits you for investment according to your own style. For example, I can tolerate risks relatively well, so I will choose some more aggressive funds. This can make my returns higher, so choosing funds based on style is a very important thing. If you cannot bear the risk, then you should not choose funds that are too risky. We can see the maximum drawdown record of a fund from a piece of data, which means that the maximum amount this fund has fallen from its inception to the present. Of course, the less this value drops, the better, because the less it means, the more stable it is. In other words, when you lose money, you won't lose that much. What you need to understand is that funds are not guaranteed to make money. On the contrary, many people don't make any money when they buy funds, and they also spend part of the money on tuition fees.

There are currency funds and bond funds among funds, and the risks of both funds are relatively small. It belongs to the kind that can be used for hedging. If the ability to resist risks is really poor, you can choose these two types of funds. Although they are also funds, compared with the risks of those stock hybrid funds, Too low. The average retracement record is generally not more than 5 points. This level is relatively acceptable, except that its rate of return will also be reduced. High risk corresponds to high return. Some of the funds I buy now are stock-oriented funds, which have relatively high risks. They may fall by five or six points in a day, or they may rise by 3 or 4 points in a day. These are very normal, because I can withstand this kind of pressure, so I choose such a fund. If I can keep it in my hands and not put it down, the income will be relatively stable. But it needs to be viewed over a long period of time. In the short term, the income is actually very unstable. But if you look at it over the long term, this kind of benefit is basically quite considerable.

So you need to choose funds according to your own investment style. If you can't bear too much risk, choose fund types with relatively small risks. If you can bear the risk, then choose the one you are optimistic about. The fund can then be bought.