This is the balance financing tool launched by Industrial Bank. In addition to the characteristics of 7×24-hour transaction and T +0 redemption to the account similar to other balance wealth management products, the "treasurer's wallet" also has the characteristics of 1 cent, unlimited subscription on the same day, having the highest redemption limit of 30 million yuan in the industry and instant redemption of funds.

In addition to the characteristics of T +0 redemption and 7×24-hour transaction similar to other balance financing, it also has the following innovative highlights: 1 cent, there is no upper limit for the same day subscription; Have the highest redemption amount of 30 million yuan in the industry; Redemption funds arrive instantly; Qianda cashier is connected with a number of bank-enterprise platform cooperative banks and third-party payment companies. At present, more than 80 kinds of bank cards have been supported, which makes the coverage of "cashier wallet" wider.

Living treasure

Bank of China Yishengbao Monetary Fund mainly invests in highly secure and stable financial instruments such as call deposits, certificates of deposit, bonds and medium-term notes. The income far exceeds the current period. Judging from historical data, the risk of stable income of the money fund is minimal. Compared with the threshold of 50,000 yuan and 65,438+10,000 yuan for wealth management products, "Lifelong Treasure" 1 yuan can get started, and wealth management is no longer exclusive to "Gao Shuai Rich". You can also enjoy professional financial services without subscription/subscription and redemption fees. The fund custodian bank shall monitor the funds of the Bank of China Lifelong Bao Monetary Fund in the whole process to ensure the safety of the funds.

New baby

ICBC Salary Money Market Fund is a wealth management product with both income and capital flow. The convenience and liquidity of its products can be comparable to current demand, and the income is not lost to time deposits.

There are three zero rates for ICBC Salary Jinbao products, and the subscription fee, subscription fee and redemption fee are all zero. The minimum initial investment for initial subscription or subscription is 65,438+000 yuan, the minimum initial investment for additional subscription and subscription is 65,438+0 yuan, and the minimum share for single redemption is 65,438+0. The minimum fund share balance of this fund account is 1. At the same time, the liquidity of wages paid by ICBC is between Tong Ling Express and ICBC, and the income is also between them. Suitable for investors who need this convenient flow and expect higher than the expected return of time deposits.

ICBC pays wages to invest in short-term monetary instruments, such as government bonds, central bank bills, commercial bills, bank time deposit certificates, corporate bonds and interbank deposits.

Ruyibao

"Ruyibao" is a settlement service product that China Minsheng Bank Direct Bank cooperates with fund companies to automatically purchase and redeem the current balance of customers' electronic accounts.

Ruyibao is open for business 7×24 hours every natural day. In case of national holidays, bank liquidation, etc., the business may be suspended, subject to the announcement of Minsheng Bank and fund companies.

Calculate the dividend income every day and pay the income every day; The income is carried forward to the fund share in the form of dividend. For the account balance before (T) 15: 00 on each trading day, the income is calculated on working day T+1, and the income on working day T +2 is carried forward to Ruyibao balance; Subscription of account balance after T day 15: 00 will be included in the next working day. After the customer registers "Ruyibao", the system will automatically initiate fund subscription transactions to cooperative fund companies in batches with the current balance in the bound electronic account.

Kuaiyitong

Bank of Communications Express Huitong is a financial product jointly launched by Bank of Communications and Bank of Communications Schroeder. After the depositors of Bank of Communications open the "quick overflow" business, some deposits in the current account that exceed the minimum retention will automatically purchase the designated money fund and get the money fund income, which will far exceed the income of the current deposit and even exceed the income of the 1 year fixed deposit.

Characteristics of Bank of Communications' quick overflow: RMB 100 minimum deposit: low investment threshold, small amount is not rejected; Zero rate for subscription and redemption; Accumulate income every day, pay interest every month, and compound interest automatically; The purchased monetary fund can be realized at any time, and can be withdrawn through the counter, online banking and mobile banking (with limit), and it will be received within 500,000 yuan; Open the "Yuntong Tianqiao" credit card repayment service, automatically redeem the money fund on the credit card repayment date and repay the credit card.