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Which is better, fixed investment or lump-sum withdrawal?
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. People usually refer to funds mainly as securities investment funds.

Lump sum deposit and withdrawal is a basic type of bank time deposit. It refers to a kind of saving method in which depositors agree on the deposit period, make monthly fixed deposits and withdraw the principal and interest at one time when they deposit in the bank. Under normal circumstances, it is deposited in 5 yuan once a month, once a month. If there is any margin missing in the middle, it will be filled next month, and there is only one chance to fill it. Generally speaking, the deposit term is divided into one year, three years and five years, and the lump-sum deposit and withdrawal savings deposits are mainly divided into three categories: individual fixed-term savings deposits, collective fixed-term savings deposits and education savings.

Ping An Bank has launched a variety of wealth management products to meet the needs of investors, including whether to protect the capital or not. The expected returns and investment risks of different wealth management products are different. You can log in to Ping An Pocket Bank APP- Finance-Wealth Management, search for the name or code of wealth management products, and check the detailed product manual for understanding and purchase.

Click on the link below to select the online customer service icon in the upper right corner of the homepage or follow Ping An Bank WeChat official account (pingan_bank) for consultation.

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Response time: 2021-11-16. Please refer to the latest business changes announced by Ping An Bank in official website.