Fixed investment is a lazy investment with fixed time and quota. As long as the time and amount are set, the system will deduct the money according to the setting, and the bank belongs to the consignment platform. Not all the funds in the bank are sold by the bank itself, but they are sold on behalf of the bank, but they will all be audited by the bank. The funds in the bank are basically fixed-term funds.
Because banks are consignment platforms, there is basically no big difference, so when choosing a bank, you can choose a bank according to your own situation. For example, if the investor has a card of Zhang Jianshe Bank, then the fund will invest in the fund of China Construction Bank. If you hold the card of Agricultural Bank, then the Foundation will invest in the card of Agricultural Bank.
Pay attention to the choice of fund type when making a fixed investment. General fund fixed investment is more suitable for high-risk fund types, such as stock funds, hybrid funds and index funds. Because of the high risk, the fund will fluctuate greatly.
When investors buy a fund, they can't confirm whether the fund is at a high level or a low level. However, the fixed investment of the fund belongs to regular fixed subscription, which can share the risk equally and reduce the risk. However, if it is a low-risk money fund or a pure debt fund, the fluctuation of the fund itself is very small, and the fixed investment of the fund is not as labor-saving as a one-time investment.