Investment funds in the investment fund market are divided into one-time investment and fixed investment, so which is the difference between fixed investment and buying? How should I choose? Next, let Bian Xiao take a look with you.

First, the difference between fixed investment and fund purchase

1, the market trend of investment is different.

The fixed investment of the fund will generally be invested in the downward period of the market interest rate in order to obtain a lower average subscription cost. When the market falls, buy a rising fund at one time, just like a stock, so that you can get a high expected return.

2. The amount of investment is different

Generally speaking, one-time investors have high investment and many expected returns; The threshold of fixed investment of the fund will be lower, and some investors who want to invest in the fund but don't have much idle funds are the best investment methods.

3. Different investment methods.

One-time investment is a direct investment to obtain the expected income, and the expected income in the early stage is very large. Fund fixed investment is more suitable for medium-and long-term investment, fixed investment on a regular basis, and strive for long-term returns.

2. Which investment method is better, fixed investment or one-time purchase?

1. If investors have the same investment amount, investors can buy gradually, and they can really get a lower purchase cost than the initial full position, so the expected return on investment in the future is better.

In the bull market, the expected income level of the fund's fixed investment is not as good as one-time Man Cang purchase; In the falling market, the fixed investment of the fund can obtain greater income through less cost.

2. If there are differences in investors' funds, those with a large amount of idle funds can generally invest in one time or make a fixed investment every week. Ordinary investors who don't have a lot of money can choose to vote, on the one hand, spread risks and reduce costs; On the other hand, it gains long-term value-added.

The above is the difference between fixed investment and one-time purchase of funds, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.